Banking
Status: Beta
Account balances and transactions are live via PSD2. The reconciliation flow in this view is partially mocked; use the Finance agent + PLANA Business Cloud for actual reconciliation work.
The Banking view shows your connected bank accounts, their balances, and their transactions, fetched via the Berlin Group PSD2 standard from the bank's open-banking endpoint.
What you see
┌──────────────────────────────────────────────────────────────────┐
│ Accounts │
│ · Revolut BGN BGN 87,422.40 ✓ Connected, 90d consent │
│ · UBB EUR EUR 19,890.21 ✓ Connected │
│ · Cash on hand BGN 16,235.00 (manual) │
├──────────────────────────────────────────────────────────────────┤
│ Transactions Filter: All ▾ Date ▾ │
│ │
│ 2026-05-29 IN BGN 12,500 Acme Corp INV-2026-05-22 ✓ │
│ 2026-05-29 OUT BGN 4,800 SupplCo BILL-2026-05-432 ✓ │
│ 2026-05-28 IN BGN 7,200 Beta Group (unreconciled) │
│ 2026-05-28 OUT BGN 2,150 Mobile op — │
│ ... │
└──────────────────────────────────────────────────────────────────┘The top half is accounts; the bottom half is transactions across the selected account(s).
Connecting a bank
Banking → + Connect bank:
- Pick a bank from the list — Revolut, UniCredit, UBB, DSK, Postbank, Raiffeisen, FIB, CCB, BACB, Mock
- Click Authorize — opens the bank's PSD2 consent page in a new tab
- Complete the bank's strong customer authentication (SCA)
- The bank redirects back to BOS — accounts appear within seconds
Most consents last 90 days; some banks require renewal sooner. BOS shows the consent expiry on each account.
Renewing a consent
When a consent is within 7 days of expiry, the account shows a yellow warning. Click Renew to walk through the SCA flow again. Renewal is identical to first-time consent.
Reconciliation (Beta)
The Banking view shows an unreconciled badge on each transaction that hasn't been matched to an invoice, bill, or other journal entry. The suggested-match UI is partial today — the underlying matching is better surfaced through:
- Ask the Finance agent to suggest matches for a date range
- Click into PLANA Business Cloud to apply
See Workflows → Reconcile the bank for the full procedure.
Multi-currency
If a bank account is in a different currency from your workspace currency:
- The native balance shows in the account currency
- The transactions show in the native currency
- A daily rate (from the European Central Bank) converts to the workspace currency for KPIs
Switch the display by clicking the currency badge next to a balance.
Permissions
By default, all workspace admins see the Banking view. Members see their workspace's banking data unless restricted in Settings → Workspace → Member permissions → Hide Banking from members.
Where to read more
- Workflows → Reconcile the bank
- Finance agent
- Platform → pulse-banking — the PSD2 connector behind this
- PLANA Business Cloud → Bank reconciliation