Cashflow chart
Status
Stable
The cashflow chart shows your cash position by day for the selected period — typically the last 30 days. It is the most-glanced chart in BOS for businesses with thin margins or seasonal patterns.
What you see
A line chart with one point per day. The Y axis is the closing cash balance for that day across all bank journals + cash-on-hand. The X axis is the date.
Two lines if the workspace currency differs from the journals' native currencies:
- Base (your workspace currency, e.g. BGN)
- Native total (sum of native values; less useful but exposed for multi-currency businesses)
By default only Base is shown; click the legend to toggle Native.
Period selector
The period dropdown at the top of the chart:
| Period | Use for |
|---|---|
| Last 7 days | This week's pulse |
| Last 30 days (default) | The standard monthly view |
| Last 90 days | Quarterly seasonality |
| Year-to-date | Full-year trend |
| Custom range | Pick start / end dates |
The chart's data points adjust granularity automatically — daily for short periods, weekly aggregates for year-to-date.
What's on the chart
| Element | Source |
|---|---|
| Line | Daily closing cash balance |
| Vertical markers | Days with large transactions (top 10% by absolute amount) |
| Shaded region | Period in which the alert threshold was crossed |
| Tooltip | Hover any day for the exact balance, top contributing transactions |
The vertical markers help you spot the days when the bulk of cash moved — clicking a marker shows the underlying transactions.
Reading the chart
A healthy chart for most SMBs looks like:
- A gradual rise across the month from customer payments
- Sharp dips on payroll days and large supplier payment days
- A floor that hovers above the alert threshold
A concerning pattern:
- A persistent downward slope week-over-week
- The line dipping into the alert region (shaded)
- Erratic large dips with no corresponding rises
If you see the latter, ask the Finance agent:
What's driving the downward cashflow trend in the last 2 weeks?The agent fetches the underlying transactions and explains.
Beyond the chart
For deeper cashflow analysis:
- Click any data point → opens the daily transaction list
- Click "Open in Cashflow report" → opens PLANA Business Cloud's full cashflow statement for the period
- Ask the Finance agent for projections (the chart is historical; agent forecasting is on the roadmap)
Where to read more
- KPIs — the four tile summary
- Finance agent — for explanation
- Banking — the underlying transactions